← Reason code checker
Amex C14: Paid by Other Means
What it means: The cardholder says they paid for this purchase by another method (cash, another card, etc.).
How to respond: Show the other payment was for a different purchase, or that no other payment was received for this order.
Stripe usually labels this dispute as: general (check the reason shown on your dispute — Stripe maps network codes to its own categories).
Evidence checklist
- Proof that the two charges are for two separate purchases (two order IDs, different items or dates, two deliveries)
- Receipt / invoice showing what was purchased, price, date and the customer's details
- Customer communication (emails, chat, support tickets) — especially anything where the customer acknowledges the order or the product
Tips
- Address the specific reason code — a generic letter that argues the wrong issue is a common reason responses fail.
- Submit before the evidence due date shown in your Stripe/Shopify dashboard; most processors allow one submission.
- Keep it factual and concise; label each exhibit.
- If the customer is right, accepting the dispute or refunding may cost less than fighting it.
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DisputeDesk provides general information and document preparation help. It is not legal advice, and we do not guarantee any dispute outcome — the card issuer decides. Reason-code names and rules change; always check the dispute details in your Stripe or Shopify dashboard and the card network's current rules.
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